"Working Yourself out of a Job"

I recently had a client referred to me who said he was interested in working with me as I was working myself out of a job. When I asked him to explain he said the person who referred him said our focus is to get our clients mortgage free as quick as they can. That means we are technically working ourselves out of a job.

He is 100% correct. Our focus is to get our clients mortgage free as quick as they can which means they would no longer need our services. One thing I do know, as we work with each of our clients to get them mortgage free, they tell their friends who need to do the same and that way we stay in business, for the long term.

A mortgage is much more than just a mortgage. It can become a tool used to leverage and create wealth. As a mortgage broker, we have access to multiple mortgage lenders, including banks, credit unions and trust companies which all offer multiple mortgage products. We are able to source the best mortgage or mortgage loans from the lender that has the best mortgage rate for every clients unique financial situation.

We are not limited and therefore shop the market for your mortgage loan. Keep in mind, your financial situation is unique to you and your credit history will determine which mortgage lender has the best mortgage loan and mortgage rates for your situation.

Mortgage Lenders

We source your mortgage from multiple mortgage lenders. Your unique financial situation and credit history will determine which lender is better suited to your needs. It is important that you DO NOT allow multiple lenders to pull your credit bureau report. This will negatively effect your credit score. We pull your credit report once and can send it to multiple lenders if we need to, but it only shows as one inquiry on your report.

Mortgage services across the Greater Toronto Area in Canada including Milton, Oakville, Burlington, Guelph, Halton Hills, Acton, Toronto, Etobicoke, Mississauga, Streetsville, Hamilton, Ancaster, Georgetown, Brampton, Markham, Vaughan, Cambridge, Waterloo, Kitchener, Stoney Creek, Grimsby, Welland, St Catharines and Niagara Falls.

Mortgage Broker Listed on Three Best Rated


About Warwick Johnston

Licensed Mortgage Broker in Milton, ON

Warwick is a registered mortgage agent through the Financial Services Commission of Ontario (FSCO).


  • K & L

  • J & S

  • Rob & Varsha

When it was time to renew our mortgage some three years ago we decided it was prudent to use a broker and get the best possible deal. We met with Warwick in our home and he got us fixed up with no headaches. So when we purchased our forever home with a closing date of three weeks we felt comfortable knowing that Warwick would do what it takes to get it done! And he did, in his calm inimitable way! READ MORE >>

Sometimes, the people we count on the most...are the ones who hear 'thank you' the least. Since you are one of those special people, I hope you always know how much you are appreciated. READ MORE >>

Entering the Toronto housing market for the first time can be a scary and overwhelming process. We had heard that going through a mortgage broker was the smartest option. So we decided to call Warwick who had come very highly recommended to us through friends. READ MORE >>

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    Mortgage agent Warwick Johnston provides mortgage services to clients across Milton, ON.